Correctly Dealing With An RV Collision To Ensure Your RV's Repair With The Least Hassle
If you are the new owner of an RV, then it is important that you know how to properly handle any unfortunate collisions you might get into while you are out on the open road. No matter what state your accident occurs in, there is a list of things that you must do to ensure that your insurance company will be able to quickly approve your claim and your RV will be professionally repaired. To this end, here is a list of the things you need to know regarding RV collision repair:
Document the Scene with Photos
After you have verified that there are no injuries that need to be tended to, then you must take photos with your cell phone or digital camera. You should take photos of the scene from many different angles and distances, as well as up close images of any damaged areas on your RV and the other party's vehicle. Once you are done snapping photos, don't forget to view them to make sure that you have all of the photos you may need for your insurance company or any potential lawsuits. This gives you the opportunity to retake any photos that are not clear.
Obtain a Police Report
It is vital that you make an attempt to obtain a police report for the accident. Some larger cities will not send out an officer if no one was injured in the accident, but you should still ask for a report. Often, if the local police department does not respond to non-injury accidents, they will have a form you can fill out on their website to file a report yourself. You should do this in short order.
Notify Your RV's Insurance Company
As soon as you have the photos you need, you should place a call to your RV's insurance company to request an adjuster come out and evaluate the damage. If the insurance company sends you to a local auto body shop for this, then you need to ensure that it is a body shop that regularly repairs RVs. While you may assume that any auto body shop can repair an RV's exterior surfaces, this just isn't the case. If the insurance company sends you to a body shop ill equipped to fix your RV in a professional manner, then you need to contact your insurance company again and demand an RV-specific body shop be hired.